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Dr Matthews
Dr Matthews said demographic characteristics had a substantial impact on the choices people made about KiwiSaver funds and retirement savings more generally.
When it came to fund selection, she found there were significant differences based on gender. Men are more likely to in aggressive and growth funds, while women are more likely to choose funds. “Males are risk takers, it’s in their choice of car or their investment fund,” she says. “But when it comes to long-term savings, risk taking can be an advantage.”
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